Our new business overdraft

We’re launching flexible finance to keep your business moving. Get the cash flow you need, when you need it. Coming soon!

Express interest

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Faster access to funds

No delays, no hassle - get instant access to approved funds

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Pay less

Pay interest only on the amount you use

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Flexible limits

Limits that match your business needs

Flexible funding at your fingertips

Allica’s new business overdraft provides flexible, on-demand funding to help your business manage cash flow, cover unexpected expenses, purchase inventory, or seize growth opportunities.

Express interest

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Am I eligible?

Allica’s business overdraft is tailored for account holders seeking flexibility. To qualify, your business must:

  • Have a business current account with us
  • Be profitable
  • Have been operating for over 24 months
  • Generate over £500k
  • Be looking to enter into an overdraft of over £25k, for business purposes
  • Be a limited company
Eligibility criteria are subject to change. Expressing interest does not guarantee overdraft approval.

Express interest

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Express interest

Be the first to know when the business overdraft launches

 
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Frequently asked questions

How do I express interest?

Simply click the "Express interest" button and complete the short form.

Why should I express interest?

Expressing interest keeps you informed about our business overdraft product. You’ll have the chance to influence its development and, if selected, participate in our closed pilot. 

Note: Expressing interest does not guarantee participation or approval for the product. 

 

What happens next?

You’ll receive regular updates about the product's progress. We may reach out to understand your needs better to shape the overdraft to support your business effectively. Selected members may also get early access to our closed pilot upon launch. 

Please note: Expressing interest doesn’t guarantee that you will be approved for an overdraft. Applications will go through standard eligibility and credit checks upon launch. 

When will the new business overdraft be available?

We aim to launch a closed beta early 2025. Express interest to be among the first notified and to be considered for early access if selected. 

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Allica Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN: 821851). Registered office: 4th Floor, 164 Bishopsgate, London EC2M 4LX. Registered in England and Wales with company number 07706156.

Allica Bank savings accounts and business current account products are regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Allica Bank lending products are not regulated products.

Asset finance and growth finance services are provided by Allica Financial Services Limited trading as Allica Bank Asset Finance. Registered office: 4th Floor, 164 Bishopsgate, London EC2M 4LX. Incorporated under the laws of England and Wales with company number 12784979. Allica Financial Services Limited is not authorised or regulated by the Prudential Regulation Authority or the Financial Conduct Authority. The asset finance and growth finance products offered by Allica Bank Asset Finance are not regulated products.

Bridging Finance services are provided by Tuscan Capital Limited. Tuscan Capital Limited is not authorised or regulated by the PRA or FCA. Bridging Finance products offered by Tuscan Capital Limited are not regulated products.