Our leadership team

Allica Bank's leadership team has a diverse range of experience. From senior roles at traditional and digital banks, to running their own small business.

About us

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The board

Richard Davies-2

Richard Davies

Chief Executive Officer

Before joining Allica, Richard was group COO at digital bank Revolut. Prior to that he was CEO of OakNorth and held leadership roles at TSB and HSBC.

 

Patrice McDonald

Patrice McDonald

Chair of the Risk Committee

Patrice is a former Managing Director, Global Chief Risk Officer, & Head of Governance at Barclays Wealth. Patrice has also worked as a Partner at EY.

 

Rajan Kapoor-1

Rajan Kapoor

Chair of the Audit Committee and Remuneration Committee

Rajan Kapoor was Financial Controller of the Royal Bank of Scotland Group and held a number of senior finance positions in a 28-year career with RBS.

 

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John Maltby, MBE

Chairman

John was CEO of Williams & Glyn and Group Director of the Commercial Bank of Lloyds Banking Group during his extensive executive career.

 

James Heath-1

James Heath

Chief Financial Officer

Most recently, James was CFO of ABN AMRO UK. Prior to this, he was CFO at Cambridge & Counties Bank and Finance Director, Banking at Close Brothers.

 

Paul Marston - headshot

Paul Marston

Notified Non-Executive Director

Paul is currently CEO of the FSE Group, while has also held senior roles at Secure Trust Bank, RBS, NatWest, and Lombard.

 

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Patrick Magee

Notified Non-Executive Director

Following an extensive career with JP Morgan Cazenove, Patrick worked for ten years on the establishment and growth of the British Business Bank, where he was Chief Commercial Officer.

 

Executive committee

Richard Davies - exco

Richard Davies

Chief Executive Officer

Before joining Allica, Richard was group COO at digital bank Revolut. Prior to that he was CEO of OakNorth and held leadership roles at TSB and HSBC.

 

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Niv Subramanian

Deputy Chief Executive Officer

Niv has extensive commercial banking experience. Most recently she was GM and CFO at Previse. Prior to this she has held senior roles at TSB, Oaknorth, HSBC and Barclays.

 

Ravneet Shah

Ravneet Shah

Chief Technical Officer

Ravneet joined Allica in January 2020 as a lead engineer and is now our Chief Technology Officer. Previously she has worked at Santander, Teradata and Infosys.

 

Nick Baker-1

Nick Baker

Chief Commercial Officer

Nick joined Allica in 2018 from broker firm Christie Finance where he spent 12 years, the last 5 years in the position of MD for the firm's commercial mortgage and commercial insurance brokerages. He has been a NED at the National Association of Commercial Finance Brokers (NACFB) since 2022.

 

James Heath - exco

James Heath

Chief Financial Officer

Most recently, James was CFO of ABN AMRO UK. Prior to this, he was CFO at Cambridge & Counties Bank and Finance Director, Banking at Close Brothers.

 

Kate Valdar-1

Kate Valdar

General Counsel

Kate has over 12 years of experience working as a corporate and commercial lawyer. Most recently, Kate worked as General Counsel and Company Secretary at Tandem Bank.

 

Conard Ford

Conrad Ford

Chief Product Officer

Conrad was founder and CEO of Funding Options, having previously been COO for Barclays ClearlyBusiness and Product & Marketing Director at Validis.

 

Mitch 3

Mitch Trehan

Chief Compliance Officer

Mitch has held senior positions at Citi, Barclays and JP Morgan, and is Chair of the Interbank Payment Policy Committee for UK Finance.

 

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Alan Dunmur

Chief Risk Officer

After building his career at RBS, Alan held several successive senior positions at Tesco Bank and later provided credit risk consultancy to Bank of Ireland.

 

Patricia-1

Patricia Otegui Gava

Chief Internal Auditor in Risk

With 25 years experience working in financial services, Patricia has previously managed Internal Audit at HSBC and Santander.

 

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Allica Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN: 821851). Registered office: 4th Floor, 164 Bishopsgate, London EC2M 4LX. Registered in England and Wales with company number 07706156.

Allica Bank savings accounts and business current account products are regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Allica Bank lending products are not regulated products.

Asset finance and growth finance services are provided by Allica Financial Services Limited trading as Allica Bank Asset Finance. Registered office: 4th Floor, 164 Bishopsgate, London EC2M 4LX. Incorporated under the laws of England and Wales with company number 12784979. Allica Financial Services Limited is not authorised or regulated by the Prudential Regulation Authority or the Financial Conduct Authority. The asset finance and growth finance products offered by Allica Bank Asset Finance are not regulated products.

Bridging Finance services are provided by Tuscan Capital Limited. Tuscan Capital Limited is not authorised or regulated by the PRA or FCA. Bridging Finance products offered by Tuscan Capital Limited are not regulated products.